Reduces operational expenses for lenders, potentially leading to lower interest rates for borrowers
Simplifies loan application and approval with in day
After apporval loan disbursement procerss quick and relaible
Capital Finance have a minimal processing charge any fees from the user. Here is a Our Sample loan calculation for ₹ 1,00,000 borrowed for 1 year, with interest rate @ 6.5% per annum*, is as provided below:
Processing Fees = ₹ 399/-
Interest = Rs ₹ 6500/-
EMI = ₹ 8875/-
Total amount to be repaid after a year = ₹ 1,065,00/-
Interest Rate varies based on your risk profile The maximum Annual Interest Rate (APR) can go up to 16%
*Notice – Capital Finance never offers a short terms(period) loan.
80,603
1,95,82,769
Principal + Interest
2,70,82,769
                        The minimum and maximum loan amounts depend on the banking partners they are willing to offer. But default critiera is 1 year min. and 20 years max.
The general rate of interest is 6.50%. We also offer based on various factors such as loan amount, credit score, etc., and may differ for different customers.
To apply for Personal loan, customer • Should be an Indian citizen, • Should have valid e-mail address and a mobile number, • Should have a valid residential address proof Aadhaar Card. Personal Bank account with an access to Net Banking.
As it is an online process, provisional approval of the loan application depends upon our business partner.